CayPoints
Earn on what you already buy
Scanned receipts, hand-typed purchases and online orders all match live offers automatically — no coupon codes, no clipping.
Yours alone · Nothing linked, nothing shared
Your cash, your rules, one view
Track what you own, what you owe and what you earn. Vaultline turns it into a clean command center — and rewards you with CayPoints for the receipts and buys you already make.
Locked to your account No bank logins, ever Free to start
- 0
- live trackers
- 0
- bank connections
- 0%
- your own records
VAULT-0492
Total liquidity
$0.62↑ 4.2% this month
- Paycheck depositEmployer · Direct entry+$1,842.00
- Grocery runFood & household−$86.41
- Emergency fundSavings goal$680 / $1,000
+420 CP
Everything inside
Unlimited accounts
Checking, savings, cash, business — balances recalculated from every entry you make.
Spending intelligence
Category, merchant and month-over-month breakdowns with clean charts.
Shift & paycheck tracker
Log employers, hourly rates and shifts to estimate your next paycheck.
Savings goals
Allocate money to goals and watch progress bars fill up.
Smart receipt scanner
Snap a receipt and the items, totals and tax land in your ledger for you.
Can I afford this?
A transparent calculation against balances, bills and goals.
CayPoints rewards
The rewards engine that runs on your own receipts.
Find & Scan
In-store item hunts
We hide a real product in a real store with a clue and a shelf hint. Find it, scan it with your camera, and the checker verifies the photo before points are queued.
Cay Games
Play for points
Match, Snake, Quiz, 2048 and Tap all feed the same wallet, with daily caps and anti-cheat scoring.
Points in review
Every award gets checked
New points sit in a short review window while the math, the date and duplicate photos are verified — then they clear, get corrected, or get refused with a plain-English reason.
Start earning CayPoints
Points are an in-app loyalty score, not cash or currency.
Vaultline Verified
Want your account verified?
Verified vaults clear the points review faster, unlock the Mega Wheel, and carry the gold check next to your name.
Verified Monthly
Everything unlocked, billed monthly.
$1.00 / month
then $3.99/month after 3 months
- Gold verified check on your vault
- Priority points review — holds cut roughly in half
- Mega Wheel: a third weekly spin with the biggest prizes
- 2x daily spin streak bonus
- Higher daily point cap tier
Verified Year
Two and a half months free versus monthly.
$34.99 / year
- Everything in Verified Monthly
- Locked-in price for 12 months
- Founding member badge on the leaderboard
- Monthly printable statement pack
Verified for life
One payment, verified forever.
$99.00 one time
- Everything in Verified Year
- Never billed again
- Permanent Mega Wheel access
- Name kept on the Vaultline founders wall
Verification is an optional membership for extra features inside Vaultline. It is not a bank product, it does not move real money, and you can cancel any time.
Vaultline is not a bank
- No connections to real bank accounts, cards, or payment networks.
- Never asks for banking passwords, card numbers, or PINs.
- No real money is ever moved — figures are your own records.
- Your data is isolated to your account and deletable at any time.