Financial Disclaimer

Vaultline does not hold funds, connect to real bank accounts, issue cards, move money, process payments, or extend credit. It is not licensed or insured, and no deposit insurance applies to anything shown in the app.

Balances, debts, assets, net worth, forecasts, scores and insights are calculated from data you typed in or scanned in. If the input is wrong or out of date, the output is too. Vaultline never reconciles against a real statement.

Budgets, payoff plans (snowball and avalanche), affordability checks, cashflow forecasts, money-health scores and AI insights are informational tools only. They are not financial, investment, tax, accounting or legal advice. Talk to a qualified professional before making decisions that matter.

CayPoints, tiers, offers and prizes are an in-app loyalty game with no cash value and no guarantee of availability. Merchants named in offers are references to places you shop — they are not partners or sponsors of Vaultline unless explicitly stated.

Vaultline is provided “as is,” without warranty of accuracy, availability or fitness for a particular purpose. To the fullest extent permitted by law, we are not liable for losses arising from your use of the app or reliance on its calculations.